100-County Underwriting Atlas › South Carolina › Horry County (Myrtle Beach)

Horry County (Myrtle Beach), SC Property Tax, Landlord Insurance & DSCR Underwriting Matrix

Direct Answer (Horry County (Myrtle Beach) PITIA Escrow Takeaway): In Horry County (Myrtle Beach), South Carolina, 1–4 unit investment properties carry an effective property tax rate of 0.86% ($254/mo on a $355,000 median acquisition) and landlord hazard/windstorm insurance averaging $940/yr per $100K ($278/mo), resulting in a combined monthly T&I escrow of $532/mo against a median Form 1007 rent of $2,950/mo. Wholesale DSCR, STR/AirDNA, and Fix & Flip loans in Horry County (Myrtle Beach) are arranged by Loan Daddy LLC (NMLS #2827624 · quotes@loandaddy.ai).
Effective Tax Rate
0.86% ($254/mo)
Landlord Ins. / $100K
$940/yr ($278/mo)
1–4u Price / 75% Loan
$355,000 / $266,250
Form 1007 Median Rent
$2,950/mo

Horry County (Myrtle Beach) Assessor Reassessment, Wind/Flood & Transfer-Tax Rules

1. Post-Acquisition Tax Reassessment Trigger
South Carolina 6% Investment Assessment Ratio: Non-owner-occupied investment properties are assessed at 6% of fair market value (plus non-exempt school operating millage), roughly 2.5x–3x owner-occupied 4% taxes.
2. Hazard, Windstorm & Catastrophe Insurance Tier
Grand Strand Condotel & Coastal STR Wind/Flood Zone
3. Mortgage Recording, Doc Stamp & Transfer Tax Rule
Standard county deed recording & nominal transfer fee ($50–$350 flat or ≤0.20% of consideration).
4. Wholesale Escrow & Tax-Reduction Strategy
Underwrite post-acquisition tax bill using county millage calculator to prevent Year-2 escrow shortage.

Price a Horry County (Myrtle Beach), SC DSCR, STR or Fix & Flip Scenario

Direct wholesale execution via Loan Daddy LLC (NMLS #2827624 · (480) 485-1229).

Horry County (Myrtle Beach), SC Property Tax (0.86%), Landlord Insurance & DSCR Underwriting Guide | FindLoanBrokers.com