Verified balance-sheet and private lenders that fund DSCR 1–4 unit, STR/Airbnb, 5+ unit multifamily, and portfolio rental loans. In Alabama (AL), closings operate under a Non-Judicial (Power of Sale) regime (45–65 days-day average timeline) with a 0.41% average property tax rate and $620/$100K landlord hazard insurance benchmark.
Balance-sheet & securitized Non-QM capital providers funding 1–4u and 5–100+u assets.