Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In Texas (TX), closings operate under a Non-Judicial (First Tuesday Deed of Trust — TX Prop. Code §51.002) regime (35–55 days-day average timeline) with a 1.68% average property tax rate and $780/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.