Louisiana (LA) Wholesale Lender Directory · Judicial (Executory Process — Confessed Judgment) Foreclosure

Louisiana (LA) DSCR, Fix & Flip & Multifamily Lenders (2026)

Compare active wholesale and balance-sheet lenders funding investment properties in Louisiana (LA) on HardMoney.bot — Instant LTC/ARV Fix-and-Flip Underwriting & 24-Hour Bridge Term Sheets. Underwritten to Louisiana's Judicial (Executory Process — Confessed Judgment) statutory framework (90–150 days-day average timeline), 0.56% average property tax rate, and $890/$100K landlord hazard insurance benchmark.

#1 Wholesale Brokerage Shelf · NMLS #2827624

Loan Daddy LLC — Louisiana (LA) Wholesale DSCR & Commercial Desk

Up to 80% Purchase LTV · 75% Cash-Out LTV · 6.125%–7.875% 30-Yr Fixed · Close in Louisiana LLC or Delaware LLC.

Match My LA Deal →Compare LA Shelves

Active Wholesale Loan Programs in Louisiana (LA)

Louisiana DSCR Loans

Up to 80% LTV Purchase / 75% Cash-Out · 6.375% – 8.25% (Wholesale Tier Dependent)

Min FICO: 620 – 660+ FICO · Close: 14 – 21 Business Days

Louisiana Hard Money Loans

Up to 85%–90% LTC / 75% ARV · 9.25% – 11.50% Interest-Only

Min FICO: 600 – 640+ FICO (Asset-Backed) · Close: 5 – 10 Business Days

Louisiana Private Money Loans

Up to 80% LTV / 85% LTC · 8.99% – 11.25% Interest-Only

Min FICO: Flexible Credit / Equity-Driven · Close: 7 – 12 Business Days

Louisiana Fix & Flip Loans

Up to 90% Purchase + 100% Rehab (75% ARV Cap) · 9.25% – 11.25% Interest-Only

Min FICO: 620 – 660+ FICO · Close: 7 – 10 Business Days

Louisiana Bridge Loans

Up to 80% LTV Acquisition / 75% Bridge Cash-Out · 8.75% – 10.99% Interest-Only

Min FICO: 640+ FICO · Close: 10 – 15 Business Days

Louisiana Ground-Up Construction

Up to 85% LTC / 70%–75% Completed ARV · 9.75% – 11.75% Interest-Only on Drawn Funds

Min FICO: 660+ FICO · Close: 14 – 21 Business Days

Louisiana Multifamily (5+ Units)

Up to 75%–80% LTV Purchase / 70%–75% Cash-Out · 6.50% – 8.50% (Perm) / 8.99%+ (Value-Add Bridge)

Min FICO: 660+ FICO · Close: 21 – 30 Business Days

Louisiana Commercial Property

Up to 75% LTV · 6.875% – 8.99%

Min FICO: 660+ FICO · Close: 21 – 30 Business Days

Louisiana Rehab & BRRRR Loans

Up to 85%–90% LTC + 100% Rehab Escrowed · 9.25% – 11.25% (Bridge Phase) -> 6.50%+ (DSCR Takeout)

Min FICO: 620+ FICO · Close: 7 – 12 Business Days

Louisiana Cash-Out Refinance

Up to 75% LTV Cash-Out (Select 80% LTV Tiers) · 6.625% – 8.375%

Min FICO: 640 – 680+ FICO · Close: 14 – 21 Business Days

Louisiana County-Level Tax & Insurance Underwriting Hubs (1)

Orleans Parish (New Orleans), LA

Orleans Parish (New Orleans), LA · 1.12% Tax

Top Louisiana Rental Markets

New Orleans, LA Baton Rouge, LA Shreveport, LA Lafayette, LA Lake Charles, LA Kenner, LA Bossier City, LA Monroe, LA Alexandria, LA

Best Louisiana (LA) DSCR & Private Money Lenders (2026) | HardMoney.bot — Instant LTC/ARV Fix-and-Flip Underwriting & 24-Hour Bridge Term Sheets