2026 State DSCR & Cap-Rate Intelligence Report · Idaho (ID) · hardmoney.bot

Idaho (ID) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Idaho Executive Underwriting Summary: Across 8 tracked Idaho investment markets, 1–4 unit rental properties average $445,000 in acquisition price against $2,950/month in Form 1007 market rent (7.96% gross rental yield) and $1,650/door/month on 5–25 unit multifamily assets. Investors underwriting Idaho DSCR loans must factor a 0.63% effective property tax rate (~$2,804/yr), $430/$100k hazard insurance (~$1,914/yr), and a Non-Judicial (Deed of Trust) statutory framework (120–145 days typical timeline).
1–4u Base Price / Rent
$445,000 / $2,950
Gross Rental Yield
7.96% Annual
Tax & Hazard Escrow
0.63% Tax · $430/100k
Foreclosure & Timeline
Non-Judicial (Deed of Trust) (120–145 days)

Idaho City-by-City DSCR, Tax & Multifamily Benchmark Table (8 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Boise City, ID (Boise City Metro County County)233,518$500,000$3,300/mo0.67%Open Boise City Hub →
Nampa, ID (CANYON County County)94,305$445,000$2,900/mo0.67%Open Nampa Hub →
Meridian, ID (ADA County County)91,120$415,000$2,800/mo0.6%Open Meridian Hub →
Idaho Falls, ID (BONNEVILLE County County)63,538$420,000$2,800/mo0.62%Open Idaho Falls Hub →
Pocatello, ID (BANNOCK County County)59,242$430,000$2,850/mo0.64%Open Pocatello Hub →
Caldwell, ID (CANYON County County)53,363$400,000$2,700/mo0.63%Open Caldwell Hub →
Coeur d'Alene, ID (Coeur d'Alene Metro County County)50,578$390,000$2,650/mo0.6%Open Coeur d'Alene Hub →
Twin Falls, ID (TWIN FALLS County County)50,119$405,000$2,700/mo0.58%Open Twin Falls Hub →

Related Idaho Underwriting & Deal Team Hubs

Idaho (ID) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | hardmoney.bot