2026 State DSCR & Cap-Rate Intelligence Report · Mississippi (MS) · hardmoney.bot

Mississippi (MS) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Mississippi Executive Underwriting Summary: Across 4 tracked Mississippi investment markets, 1–4 unit rental properties average $225,000 in acquisition price against $1,820/month in Form 1007 market rent (9.71% gross rental yield) and $1,090/door/month on 5–25 unit multifamily assets. Investors underwriting Mississippi DSCR loans must factor a 0.78% effective property tax rate (~$1,755/yr), $760/$100k hazard insurance (~$1,710/yr), and a Non-Judicial (Deed of Trust Power of Sale) statutory framework (45–70 days typical timeline).
1–4u Base Price / Rent
$225,000 / $1,820
Gross Rental Yield
9.71% Annual
Tax & Hazard Escrow
0.78% Tax · $760/100k
Foreclosure & Timeline
Non-Judicial (Deed of Trust Power of Sale) (45–70 days)

Mississippi City-by-City DSCR, Tax & Multifamily Benchmark Table (4 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Jackson, MS (HINDS County County)188,175$245,000$1,950/mo0.78%Open Jackson Hub →
Gulfport, MS (HARRISON County County)77,403$210,000$1,700/mo0.73%Open Gulfport Hub →
Southaven, MS (DESOTO County County)55,587$200,000$1,650/mo0.76%Open Southaven Hub →
Hattiesburg, MS (FORREST County County)51,836$210,000$1,700/mo0.75%Open Hattiesburg Hub →

Related Mississippi Underwriting & Deal Team Hubs

Mississippi (MS) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | hardmoney.bot