Virginia Private Money Loans provide business-purpose real estate investors with Up to 80% LTV / 85% LTC across loan amounts from $100,000 – $15,000,000+ at 8.99% – 11.25% Interest-Only (6 to 36 Months Interest-Only, Flexible Credit / Equity-Driven min FICO, 7 – 12 Business Days close). In Virginia (VA), lenders underwrite to a Non-Judicial (Deed of Trust Trustee Sale) statutory framework (45–65 days-day average timeline), a 0.8% average property tax rate (~$277/mo at the $415,000 state median), and $490/$100K hazard insurance (~$169/mo).
Private money loans connect real estate investors with non-bank private debt funds, family-office capital, and balance-sheet lenders for time-sensitive acquisitions, partner buyouts, cross-collateralized equity unlocks, and non-conforming investment properties across 1–4 unit and 5+ unit commercial assets.
Median 1–4 unit price of $415,000 (75% LTV = $311,250) with Form 1007 rent of $2,980/mo and multifamily rent of $1,720/door.
Virginia operates under a Non-Judicial (Deed of Trust Trustee Sale) regime (45–65 days days). Lenders require ALTA lender's title endorsement, LLC Good Standing, and 6 months PITIA liquidity reserves.
Close in your Virginia LLC or Delaware LLC registered in VA with zero personal tax returns, W-2s, or 4506-C transcripts.